Blog

October 19, 2020

When Will Homeowners Insurance Pay for Mold Remediation?

Florida homes damaged by flooding after a hurricane or tropical storm often face the double whammy of not having any of the water damage covered and then not getting any assistance with mold remediation. This is true for any water damage that’s caused by a peril the insurance company decides isn’t covered. Consider these […]
October 19, 2020

Choosing the Right Florida Contractor to Repair Hurricane Damage

It’s always preferable to avoid getting hurricane damage lawyers involved with home or business claims to repair hurricane damage.  Ideally, you schedule a consultation with a contractor, get an estimate on repairs, the insurance company reviews your claim filing, agrees the amount you’re requesting is fair and pays your claim. Life is frequently not […]
October 19, 2020

Some Frequently Asked Questions About Hurricane Claims

I haven’t received a response to my claim. When should I start getting nervous? The insurance company has several deadlines when it comes to hurricane claims. The insurance company must acknowledge and respond to communications from you within 14 days. They must start investigating your claim within 10 days of receiving your proof of […]
October 19, 2020

What to Know About Hurricane Evacuation in Florida

For up to date information on evacuation orders in Florida, please visit FloridaDisaster.org’s Evacuation Orders page. Floridians generally have three questions about evacuations: Am I in a county with an evacuation order? Where should I go if there’s an evacuation order? Do I really need to evacuate? There are long and short answers to […]
August 8, 2020

How to Figure out What’s Covered by Your Homeowners Policy and What Isn’t

Many homeowners don’t realize just how convoluted the rules and exceptions of their policy are until they call up their insurer to file a claim only to be told, “Sorry, that’s not covered.”   The first step to figuring out what is and isn’t covered by your policy is finding your insurance contract – […]
August 7, 2020

What You Should Know About Water Damage in Your Home or Business

Florida homeowners understand that storm surge is not the only water risk posed by hurricanes. Even homes inland can suffer moderate to severe water damage during a storm. Tropical storms pose a risk to buildings, especially when they topple trees into homes or ravage older roofs. If it were up to the insurance companies, […]
August 7, 2020

Safety Gear For Flood Situations & Hurricane Clean Up (Inforgraphic)

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August 7, 2020

What’s Your Insurance Company’s Claim Management Reputation?

When people are shopping for insurance coverage – whether it’s health insurance, auto coverage or homeowners insurance – they often gravitate towards the cheapest solution. Homeowners in Florida should look past that one differentiator and consider each insurance company’s reputation when it comes to claims processing. If you talk to three different homeowners who […]
August 7, 2020

The Dangers of Failing to Properly Remediate After Flooding

The number one priority when dealing with a property that has been damaged by flooding or flood waters is drying out what can be salvaged and removing the rest. This relates to all parts of the structure that are wet as well as any damaged items or debris remaining in the home. If proper […]