Hail Damage

Hail Damage Attorneys in Florida

Florida is no stranger to hail. The often-damaging weather phenomenon is especially common in the early Spring months and can cause serious headaches for business, home and vehicle owners. The good news is your homeowners insurance should cover hail damage. The bad news, for many homeowners trying to file a hail damage claim, is the difficulty involved with getting the insurance company to honor a hail damage claim.

What can complicate hail property damage cases are the deductibles and coverage limits for hail damage, which may not be the same as other types of damages your policy covers. If you have a particularly high deductible for hail damage, you may be forced to pay for roof and home repairs out of pocket.

Time Can Make a Difference

Hail damaged roofs can be difficult to diagnose right away. Some homeowners may not realize there was any damage until a heavy rainstorm hits and your roof is suddenly leaking due to the extensive hail damage caused in a previous year’s hailstorm.

Just because time has passed doesn’t necessarily mean your claim won’t be honored. If your roof’s integrity was compromised by hail, which is covered by most Florida homeowners insurance policies, you should be compensated for repairs by your insurance company.

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What to Do After Hail Damages Your Home?

Florida hailstorms often do significant damage to roofs. A compromised roof can leave your home’s interior and personal property vulnerable to additional damage. If your roof has been damaged by hail, it’s important to take the following steps:

How the Size of Hail Matters

Not all hail is likely to cause damage. Smaller hail, which is generally a quarter inch or half-inch ball of ice roughly the size of a pea or marble, likely won’t cause damage to your home or vehicle. Hail with the diameter of a penny, about three-quarters of an inch or greater, will likely cause damage.

Hail has the potential to get much larger. Hail with diameters of four to four and a half inches, roughly the size of a grapefruit or soft ball, have been documented. Larger sized hail can easily smash windows, severely damage cars and even cause significant injury.

Hail is formed high up in the atmosphere. It picks up speed on its way to the ground, and can impact at speeds of up to 70 mph.

What to Watch out for When Dealing with the Insurance Company

Property damage attorneys are familiar with insurance company tactics. Whether intentional or unintentional, these mistakes can end up costing homeowners significant out of pocket roof damage repair costs. Some of the most common strategies insurance companies use include:

  • Wanting to only pay for patching a roof rather than fully replacing a roof damaged by hail
  • Underestimating the scope of damages
  • Asserting the damage was from an excluded peril or uncovered wear and tear
  • Arguing that, since your roof was already old, your claim will be “depreciated” based on the age of your roof

When to Speak with a Hail Damage Attorney

If an insurance company is trying to tell you that your home’s hail damage isn’t attributable to hail and is therefore not covered, you should strongly consider speaking with a hail damage attorney in Florida.

The Florida property damage attorneys at Kanner & Pintaluga have extensive experience with hail damage claims and can help you understand your chance for receiving the claim payment you deserve. We will fight to make sure you get the money you need to make the necessary repairs to your home and property.

Call us at 800-586-5555 to schedule a free case evaluation and learn about your options.

What Our Clients Are Saying

It was my pleasure to work with John Edwards and his assistant Grace. I had such a great experience, they were able to resolve my case in a few months. They made the process smooth, easy, and simple. I am very pleased with the results and I highly recommend the Law Offices of Kanner & Pintaluga.

WILLIAM SMITH

Hurricane Damage Reviews
5
2019-08-22T15:37:15+00:00

WILLIAM SMITH

It was my pleasure to work with John Edwards and his assistant Grace. I had such a great experience, they were able to resolve my case in a few months. They made the process smooth, easy, and simple. I am very pleased with the results and I highly recommend the Law Offices of Kanner & Pintaluga.
We had major roof damage after Hurricane Irma, like most people in Southern Florida. Every insurance company and person we spoke to were awful to deal with. We kept getting delay after delay and it seemed like we were never going to get the assistance we needed. A friend recommended Lauren Schaefer, with Kanner and Pintaluga, and we couldn't be happier with the help we are receiving from her and the KP team. We are still going through the process but everyone has been so great. The lines of communication are always open and we never feel left in the dark about anything.

DESIREE SCHMITZ

Hurricane Damage Reviews
5
2019-08-22T15:39:25+00:00

DESIREE SCHMITZ

We had major roof damage after Hurricane Irma, like most people in Southern Florida. Every insurance company and person we spoke to were awful to deal with. We kept getting delay after delay and it seemed like we were never going to get the assistance we needed. A friend recommended Lauren Schaefer, with Kanner and Pintaluga, and we couldn't be happier with the help we are receiving from her and the KP team. We are still going through the process but everyone has been so great. The lines of communication are always open and we never feel left in the dark about anything.
Adriana Nito is the Legal Assistant with my claim and she is wonderful. She has kept me up to date on all things happening . She always returns my calls if she is on another line . And she has coordinated all inspections and all needed with my claim. Thank Adriana.

ARNALDO SOSA

Hurricane Damage Reviews
5
2019-08-22T17:54:49+00:00

ARNALDO SOSA

Adriana Nito is the Legal Assistant with my claim and she is wonderful. She has kept me up to date on all things happening . She always returns my calls if she is on another line . And she has coordinated all inspections and all needed with my claim. Thank Adriana.
5
3
Hurricane Damage Reviews

Kanner & Pintaluga provide hurricane damage representation throughout Florida, including:

Boca Raton
Daytona
Delray Beach
Ft. Lauderdale
Ft. Myers
Gainesville
Hollywood
Jacksonville
Melbourne
Miami
Naples
Orlando
Tampa
Tallahassee
Panama City
Miramar Beach
Blountstown
Quincy
Fort Walton Beach
Pensacola