Lightning Damage

Lightning Damage Attorneys in Florida

Hurricanes, tropical storms and other weather events aren’t just dangerous due to the wind, rain and storm surge. Other events, such as lightning, can also lead to extensive damages, especially in the form of fires or power surges.

Welcome to the Lightning Capital of the United States

Central Florida has the unfortunate distinction of being the Lightning Capital of the United States according to the National Weather Service. The stretch between Orlando and Tampa has the highest frequency of “cloud to ground” lightning strikes in the country. If you live in this area, then you’re no stranger to the nearly daily afternoon thunderstorms that can develop during parts of year.

The frequency of lightning is due to Florida’s geographic location and the high land temperature in comparison to the low water temperatures on either side of the peninsula.

This essentially means business and homeowners in Florida have a much higher likelihood of needing to file a claim for lightning-related damage than people in many other parts of the country. Some meteorological estimates have Central Florida getting 28 strikes per square mile per year.

Lightning damage claims aren’t as rare of an occurrence as you might think. The natural electrical phenomenon is believed to cause approximately $400 million of damage nationally each year.

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The Dangers of Lightning Strikes

The most common damages associated with lightning strikes are fires and electrical system and appliance damage. There’s also a significant risk for injury, but health care costs generally won’t factor into a property damage claim or homeowners insurance policy. The exception would be in a premises liability claim where a tenant, guest or customer in a building suffers a lightning related injury that could have been prevented with proper maintenance or grounding.

Thankfully, lightning damage is a covered peril on most insurance policies, so if you can prove your business or home’s damage was a result of lightning your damage should be covered.

Common Lightning Claim Denial Strategies

Insurance companies aren’t fans of paying out large claims regardless of the source, and this includes lightning damage claims. Some of the common strategies insurance companies use to deny or underpay lightning damage claims include:

  • Trying to use obscure policy exclusions based on specific circumstances to rationalize why your damage shouldn’t be covered
  • Suggesting the possibility of arson and wanting to perform a longer, drawn out investigation that delays your claim payment
  • Arguing with you regarding the cost of repairs or the extent of damages in an attempt to underpay your claim

Get the Lightning Damage Compensation You Need to Rebuild in Florida

If your home was damaged by a fire or power surge caused by lightning and you’re struggling to get the claim payment you need to rebuild, it may be in your best interest to speak with a property damage attorney experienced with lightning damage cases.

The hurricane damage and property damage attorneys at Kanner & Pintaluga have extensive experience representing clients in all types of property damage claims. Our attorneys know how lightning damage claims work and will help you understand your options for fighting for the payments you need for repairs. Call 800-586-5555 for a free lightning damage case evaluation.

What Our Clients Are Saying

My attorney Alexis Altman, Esq., fought hard for our water damage claim when our Big Name insurance company refused to honor the claim. The end result is she won and we end up with an amazing settlement. I will highly recommend the Law Firm of Kanner & Pintaluga to all of my friends and family and any other associates who are in need of a good Lawyer.

MONA G.

Hurricane Damage Reviews
5.0
2019-07-11T07:20:01+00:00

MONA G.

My attorney Alexis Altman, Esq., fought hard for our water damage claim when our Big Name insurance company refused to honor the claim. The end result is she won and we end up with an amazing settlement. I will highly recommend the Law Firm of Kanner & Pintaluga to all of my friends and family and any other associates who are in need of a good Lawyer.
Kanner & Pintaluga were a huge help in reaching a settlement for my boss with his insurance company. John Edwards, Max and Grace wee extremely efficient and communicative. They were by our side every step of the way. He received his settlement money in no time and without issue. I would highly recommend them.

KIMBERLY D.

Hurricane Damage Reviews
5.0
2019-07-11T07:20:39+00:00

KIMBERLY D.

Kanner & Pintaluga were a huge help in reaching a settlement for my boss with his insurance company. John Edwards, Max and Grace wee extremely efficient and communicative. They were by our side every step of the way. He received his settlement money in no time and without issue. I would highly recommend them.
Adriana Nito is the Legal Assistant with my claim and she is wonderful. She has kept me up to date on all things happening . She always returns my calls if she is on another line . And she has coordinated all inspections and all needed with my claim. Thank Adriana.

ARNALDO SOSA

Hurricane Damage Reviews
5.0
2019-08-22T17:54:49+00:00

ARNALDO SOSA

Adriana Nito is the Legal Assistant with my claim and she is wonderful. She has kept me up to date on all things happening . She always returns my calls if she is on another line . And she has coordinated all inspections and all needed with my claim. Thank Adriana.
It was my pleasure to work with John Edwards and his assistant Grace. I had such a great experience, they were able to resolve my case in a few months. They made the process smooth, easy, and simple. I am very pleased with the results and I highly recommend the Law Offices of Kanner & Pintaluga.

WILLIAM SMITH

Hurricane Damage Reviews
5.0
2019-08-22T15:37:15+00:00

WILLIAM SMITH

It was my pleasure to work with John Edwards and his assistant Grace. I had such a great experience, they were able to resolve my case in a few months. They made the process smooth, easy, and simple. I am very pleased with the results and I highly recommend the Law Offices of Kanner & Pintaluga.
We had major roof damage after Hurricane Irma, like most people in Southern Florida. Every insurance company and person we spoke to were awful to deal with. We kept getting delay after delay and it seemed like we were never going to get the assistance we needed. A friend recommended Lauren Schaefer, with Kanner and Pintaluga, and we couldn't be happier with the help we are receiving from her and the KP team. We are still going through the process but everyone has been so great. The lines of communication are always open and we never feel left in the dark about anything.

DESIREE SCHMITZ

Hurricane Damage Reviews
5.0
2019-08-22T15:39:25+00:00

DESIREE SCHMITZ

We had major roof damage after Hurricane Irma, like most people in Southern Florida. Every insurance company and person we spoke to were awful to deal with. We kept getting delay after delay and it seemed like we were never going to get the assistance we needed. A friend recommended Lauren Schaefer, with Kanner and Pintaluga, and we couldn't be happier with the help we are receiving from her and the KP team. We are still going through the process but everyone has been so great. The lines of communication are always open and we never feel left in the dark about anything.
We have been dealing with open claims with our insurance company for over a year! Alexis Altman from Kanner & Pintaluga, P.A. was recommended to us in January 2019. We were able to settle the claims in under three months. The overall experience was really great. Alexis kept us informed every step of the way and explained all available options to us. I can only wish all professional services experiences were as great as the one that we had with Alexis. Thank you!!!!

ANDRES C.

Hurricane Damage Reviews
5.0
2019-07-11T07:16:35+00:00

ANDRES C.

We have been dealing with open claims with our insurance company for over a year! Alexis Altman from Kanner & Pintaluga, P.A. was recommended to us in January 2019. We were able to settle the claims in under three months. The overall experience was really great. Alexis kept us informed every step of the way and explained all available options to us. I can only wish all professional services experiences were as great as the one that we had with Alexis. Thank you!!!!
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Kanner & Pintaluga provide hurricane damage representation throughout Florida, including:

Boca Raton
Daytona
Delray Beach
Ft. Lauderdale
Ft. Myers
Gainesville
Hollywood
Jacksonville
Melbourne
Miami
Naples
Orlando
Tampa
Tallahassee
Panama City
Miramar Beach
Blountstown
Quincy
Fort Walton Beach
Pensacola