Fire & Smoke Damage

Fire and Smoke Damage Attorneys in Florida

Fire and smoke damage may not be the first hazards that come to mind when it comes to hurricane damage, but they can be more common than you’d expect. One of the dangers explicitly warned against by many disaster preparedness experts are those posed by candles or gas lamps.

There may be lots of rain and water outside, but inside your home a fire can still cause serious damage as well as lead to injuries or force the home’s occupants to leave the relative safety of their home during a hurricane.

The risk of fire and electrocution after a hurricane, especially when there are downed powerlines involved, is also elevated. People may begin relying on gas-powered camping cooking stoves, lamps or candles while they’re waiting for power to be restored in the wake of a hurricane. Not only can these things potentially spark fires, but it could be difficult or even impossible for emergency personnel to respond due to blocked roads.

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Common Reasons Fire and Smoke Damage Claims Are Denied

Fires can easily lead to complete losses or extensive fire and smoke damages that affect several aspects of your home, forcing you to entirely gut affected rooms. Insurance companies will frequently try to find a way to deny, delay or undervalue your claim by:

  • Alleging arson or requiring a long, drawn out arson investigation
  • Accuse you of violating some terms of your insurance policy’s conditions
  • Asserting the cause of the damage was excluded from your policy
  • Argue that your repair or property replacement costs are inflated or fraudulent

Your Family’s Health Should Be Your Top Priority

Ash, soot and smoke can have serious impacts on the health of your family if the damage is not properly remediated. Smoke can also be particularly invasive, working its way into anything porous in your home, from rugs, curtains, carpet and clothing to stone countertops, tile and other building materials.

Cleaning using common household cleaning chemicals and methods often isn’t enough to make a home safe after fire and smoke damage. The leftover fine particulate matter in smoke or other byproducts of a fire can get in your eyes, skin and lungs, exacerbating medical conditions or causing new ones.

You shouldn’t take on cleaning yourself due to the contaminants and chemicals that can be involved with tear out and cleanup. Soot, ash and other particulate matter generated by home fires can have severe, long-lasting health ramifications.

The insurance company may try to minimize your claim’s valuation, but your policy likely entitles you to have your home returned to its pre-fire condition.

Some of the Costs Frequently Associated with Fire and Smoke Damage

  • Temporary housing during restoration or rebuild
  • Air duct and attic cleaning
  • Insulation replacement in the attic
  • Ceiling and flooring replacements
  • Replacement of all ash, soot or smoke-damaged personal property (clothes, books, furniture, toys, etc.)
  • Drywall replacement
  • Structural support replacement depending on severity of damage
  • Smoke extraction services to clean items that can be recovered

Keep in mind that smoke, soot and ash aren’t going to stay isolated in just the part of the home where the fire occurred. Even if the fire was concentrated in the kitchen there’s a risk that potentially dangerous byproducts of the fire could reach the bedrooms, bathrooms and other areas of the home.

How to Make Sure You’re Fully Compensated on Your Fire and Smoke Damage Claim

Documentation, accurate and fast reporting and keeping track of your own out-of-pocket costs is usually the best way to ensure you are fairly compensated for your fire and smoke damage losses. It’s not at all uncommon for homeowners and insurance companies to fail to see eye to eye on a fire and smoke damage claim.

Claim filers often need to get independent claims adjusters or property damage lawyers experienced with fire and smoke claims involved before they get fair compensation from the insurance company.

If you’re unconvinced the insurance company’s claim payment offer will be adequate to restore your home and make it a safe place for you and your family to continue living, call Kanner & Pintaluga. Our fire and smoke damage attorneys are ready to sit down with you, review the damage your property suffered and fight for you to get the claim payment you need to restore your home to its pre-fire condition.

What Our Clients Are Saying

My attorney Alexis Altman, Esq., fought hard for our water damage claim when our Big Name insurance company refused to honor the claim. The end result is she won and we end up with an amazing settlement. I will highly recommend the Law Firm of Kanner & Pintaluga to all of my friends and family and any other associates who are in need of a good Lawyer.

MONA G.

Hurricane Damage Reviews
5.0
2019-07-11T07:20:01+00:00

MONA G.

My attorney Alexis Altman, Esq., fought hard for our water damage claim when our Big Name insurance company refused to honor the claim. The end result is she won and we end up with an amazing settlement. I will highly recommend the Law Firm of Kanner & Pintaluga to all of my friends and family and any other associates who are in need of a good Lawyer.
Kanner & Pintaluga were a huge help in reaching a settlement for my boss with his insurance company. John Edwards, Max and Grace wee extremely efficient and communicative. They were by our side every step of the way. He received his settlement money in no time and without issue. I would highly recommend them.

KIMBERLY D.

Hurricane Damage Reviews
5.0
2019-07-11T07:20:39+00:00

KIMBERLY D.

Kanner & Pintaluga were a huge help in reaching a settlement for my boss with his insurance company. John Edwards, Max and Grace wee extremely efficient and communicative. They were by our side every step of the way. He received his settlement money in no time and without issue. I would highly recommend them.
Adriana Nito is the Legal Assistant with my claim and she is wonderful. She has kept me up to date on all things happening . She always returns my calls if she is on another line . And she has coordinated all inspections and all needed with my claim. Thank Adriana.

ARNALDO SOSA

Hurricane Damage Reviews
5.0
2019-08-22T17:54:49+00:00

ARNALDO SOSA

Adriana Nito is the Legal Assistant with my claim and she is wonderful. She has kept me up to date on all things happening . She always returns my calls if she is on another line . And she has coordinated all inspections and all needed with my claim. Thank Adriana.
It was my pleasure to work with John Edwards and his assistant Grace. I had such a great experience, they were able to resolve my case in a few months. They made the process smooth, easy, and simple. I am very pleased with the results and I highly recommend the Law Offices of Kanner & Pintaluga.

WILLIAM SMITH

Hurricane Damage Reviews
5.0
2019-08-22T15:37:15+00:00

WILLIAM SMITH

It was my pleasure to work with John Edwards and his assistant Grace. I had such a great experience, they were able to resolve my case in a few months. They made the process smooth, easy, and simple. I am very pleased with the results and I highly recommend the Law Offices of Kanner & Pintaluga.
We had major roof damage after Hurricane Irma, like most people in Southern Florida. Every insurance company and person we spoke to were awful to deal with. We kept getting delay after delay and it seemed like we were never going to get the assistance we needed. A friend recommended Lauren Schaefer, with Kanner and Pintaluga, and we couldn't be happier with the help we are receiving from her and the KP team. We are still going through the process but everyone has been so great. The lines of communication are always open and we never feel left in the dark about anything.

DESIREE SCHMITZ

Hurricane Damage Reviews
5.0
2019-08-22T15:39:25+00:00

DESIREE SCHMITZ

We had major roof damage after Hurricane Irma, like most people in Southern Florida. Every insurance company and person we spoke to were awful to deal with. We kept getting delay after delay and it seemed like we were never going to get the assistance we needed. A friend recommended Lauren Schaefer, with Kanner and Pintaluga, and we couldn't be happier with the help we are receiving from her and the KP team. We are still going through the process but everyone has been so great. The lines of communication are always open and we never feel left in the dark about anything.
We have been dealing with open claims with our insurance company for over a year! Alexis Altman from Kanner & Pintaluga, P.A. was recommended to us in January 2019. We were able to settle the claims in under three months. The overall experience was really great. Alexis kept us informed every step of the way and explained all available options to us. I can only wish all professional services experiences were as great as the one that we had with Alexis. Thank you!!!!

ANDRES C.

Hurricane Damage Reviews
5.0
2019-07-11T07:16:35+00:00

ANDRES C.

We have been dealing with open claims with our insurance company for over a year! Alexis Altman from Kanner & Pintaluga, P.A. was recommended to us in January 2019. We were able to settle the claims in under three months. The overall experience was really great. Alexis kept us informed every step of the way and explained all available options to us. I can only wish all professional services experiences were as great as the one that we had with Alexis. Thank you!!!!
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Kanner & Pintaluga provide hurricane damage representation throughout Florida, including:

Boca Raton
Daytona
Delray Beach
Ft. Lauderdale
Ft. Myers
Gainesville
Hollywood
Jacksonville
Melbourne
Miami
Naples
Orlando
Tampa
Tallahassee
Panama City
Miramar Beach
Blountstown
Quincy
Fort Walton Beach
Pensacola