Roof Damage

Roof Damage Attorneys in Florida

Florida homeowners are no strangers to severe roof damage. Our homes are frequently subjected to hurricane or tropical storm winds, hail and even tornados in some parts of the state.

These events can tear off or damage shingles and strip asphalt shingles of their granules, significantly reducing the life expectancy of your roof. It’s estimated that a normal asphalt shingle roof subjected to normal weather conditions will lose approximately three percent of their granules every year. Severe wind and hail have the potential to boost that rate 15 to 40 percent a year, drastically reducing the useful life of your roof.

Should the Insurance Company Pay to Have Your Roof Repaired or Replaced?

You pay your premiums so your insurance company will protect you from unpreventable losses such as these, but there are many scenarios where insurance companies push back on policy holders and try to argue that their damage shouldn’t be covered.

Claims adjusters and insurance companies often rely on a number of sometimes dubious “tests” when deciding whether a roof repair or roof replacement is justified.

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Be Cognizant of the Dangers of Shingle Bruising After Hail

You may be led to believe by your insurance company that shingle bruising can be repaired by simply replacing the bruised shingle. This unfortunately doesn’t take into account the damage done to the mat underneath your shingles.

The mat is an important component of your roof that helps ensure it remains impenetrable to rain and moisture. The extent of damage shouldn’t be judged solely on surface-level shingle indentations. Shingle bruising damage does compromise the integrity of the shingle itself and necessitates replacement, but the damage to the felt underlayment, water barrier or the sheathing/deck of your roof could also require a more complete roof replacement.

Shingles aren’t the only things on your roof that can potentially be damaged. Your roof has many components, from gutters and downspouts to ridge vents and vent pipes. Large hail or wind-blow debris can damage all the different parts of your roof

Before you call the insurance company, it may be in your interest to hire a contractor or independent claims adjuster to inspect your roof or be there when your insurance company’s adjuster is performing their inspection of your roof damage.

A Word of Warning – Beware Fly-by-Night Roofing Contractors

If a contractor approaches you about repairing your roof damage with a too-good-to-be-true story, chances are good they are trying to take advantage of you and your insurance provider.

These roofing contractors enter areas recently effected by storms, fleece homeowners and insurance companies, then get out of town and are never heard from again or held accountable for their shoddy workmanship.

These “roofers” may tell you that they can act as an independent claims adjuster and will take your insurance claim payout as their full payment. Some will even offer to pay your deductible, which isn’t legal. The roofer will then perform substandard work and submit a bloated bill to your insurance company that includes repairs that weren’t needed or damages that didn’t truly exist. They may even go so far as to add non-roof damages to your claim to boost the insurance payment they receive.

When working with a roofing contractor on repairs after wind or hail damages your roof, make sure to check their reputation through the BBB, their license through Florida’s Department of Business and Professional Regulation and research the contractor online. If they approach you, aren’t licensed and you can’t find any record of the contractor or their previous jobs, chances are they are not a legitimate roofer.

Get Help If Your Roof Damage Claim Isn’t Being Treated Fairly

Having your roof replaced or repaired can be expensive, but it’s often necessary after severe winds or a hailstorm has caused extensive damage. If such a storm has recently hit your area, chances are your neighbors are filing similar claims, and the insurance company is going to have to be paying out a lot of money in claims.

Home insurance companies often do what they can to minimize these payments so the storm costs them less. One of the ways they save money on these disasters is by writing complicated policies with many peril exclusions and training claims adjusters to downplay the extent of the damage or find a plausible excluded peril to blame the damage on.

Mistakes or misattributed damages aren’t always nefarious. The volume of claims insurance companies receive after a big storm can be overwhelming for their staff. They may also be in a hurry to get policyholders the money they need to rebuild and make unintentional mistakes in the rush.

If you feel like your claim is being undervalued or treated unfairly, speak with a property damage attorney in Florida. The roof damage attorneys at Kanner & Pintaluga have extensive experience helping clients get the money they need for roof repairs or replacements after wind damage or hail damage. Our property damage attorneys would be happy to speak with you about your situation.

Call 800-586-5555 for a FREE consultation with a Kanner & Pintaluga property and roof damage attorney.

What Our Clients Are Saying

My attorney Alexis Altman, Esq., fought hard for our water damage claim when our Big Name insurance company refused to honor the claim. The end result is she won and we end up with an amazing settlement. I will highly recommend the Law Firm of Kanner & Pintaluga to all of my friends and family and any other associates who are in need of a good Lawyer.

MONA G.

Hurricane Damage Reviews
5.0
2019-07-11T07:20:01+00:00

MONA G.

My attorney Alexis Altman, Esq., fought hard for our water damage claim when our Big Name insurance company refused to honor the claim. The end result is she won and we end up with an amazing settlement. I will highly recommend the Law Firm of Kanner & Pintaluga to all of my friends and family and any other associates who are in need of a good Lawyer.
Kanner & Pintaluga were a huge help in reaching a settlement for my boss with his insurance company. John Edwards, Max and Grace wee extremely efficient and communicative. They were by our side every step of the way. He received his settlement money in no time and without issue. I would highly recommend them.

KIMBERLY D.

Hurricane Damage Reviews
5.0
2019-07-11T07:20:39+00:00

KIMBERLY D.

Kanner & Pintaluga were a huge help in reaching a settlement for my boss with his insurance company. John Edwards, Max and Grace wee extremely efficient and communicative. They were by our side every step of the way. He received his settlement money in no time and without issue. I would highly recommend them.
Adriana Nito is the Legal Assistant with my claim and she is wonderful. She has kept me up to date on all things happening . She always returns my calls if she is on another line . And she has coordinated all inspections and all needed with my claim. Thank Adriana.

ARNALDO SOSA

Hurricane Damage Reviews
5.0
2019-08-22T17:54:49+00:00

ARNALDO SOSA

Adriana Nito is the Legal Assistant with my claim and she is wonderful. She has kept me up to date on all things happening . She always returns my calls if she is on another line . And she has coordinated all inspections and all needed with my claim. Thank Adriana.
It was my pleasure to work with John Edwards and his assistant Grace. I had such a great experience, they were able to resolve my case in a few months. They made the process smooth, easy, and simple. I am very pleased with the results and I highly recommend the Law Offices of Kanner & Pintaluga.

WILLIAM SMITH

Hurricane Damage Reviews
5.0
2019-08-22T15:37:15+00:00

WILLIAM SMITH

It was my pleasure to work with John Edwards and his assistant Grace. I had such a great experience, they were able to resolve my case in a few months. They made the process smooth, easy, and simple. I am very pleased with the results and I highly recommend the Law Offices of Kanner & Pintaluga.
We had major roof damage after Hurricane Irma, like most people in Southern Florida. Every insurance company and person we spoke to were awful to deal with. We kept getting delay after delay and it seemed like we were never going to get the assistance we needed. A friend recommended Lauren Schaefer, with Kanner and Pintaluga, and we couldn't be happier with the help we are receiving from her and the KP team. We are still going through the process but everyone has been so great. The lines of communication are always open and we never feel left in the dark about anything.

DESIREE SCHMITZ

Hurricane Damage Reviews
5.0
2019-08-22T15:39:25+00:00

DESIREE SCHMITZ

We had major roof damage after Hurricane Irma, like most people in Southern Florida. Every insurance company and person we spoke to were awful to deal with. We kept getting delay after delay and it seemed like we were never going to get the assistance we needed. A friend recommended Lauren Schaefer, with Kanner and Pintaluga, and we couldn't be happier with the help we are receiving from her and the KP team. We are still going through the process but everyone has been so great. The lines of communication are always open and we never feel left in the dark about anything.
We have been dealing with open claims with our insurance company for over a year! Alexis Altman from Kanner & Pintaluga, P.A. was recommended to us in January 2019. We were able to settle the claims in under three months. The overall experience was really great. Alexis kept us informed every step of the way and explained all available options to us. I can only wish all professional services experiences were as great as the one that we had with Alexis. Thank you!!!!

ANDRES C.

Hurricane Damage Reviews
5.0
2019-07-11T07:16:35+00:00

ANDRES C.

We have been dealing with open claims with our insurance company for over a year! Alexis Altman from Kanner & Pintaluga, P.A. was recommended to us in January 2019. We were able to settle the claims in under three months. The overall experience was really great. Alexis kept us informed every step of the way and explained all available options to us. I can only wish all professional services experiences were as great as the one that we had with Alexis. Thank you!!!!
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Kanner & Pintaluga provide hurricane damage representation throughout Florida, including:

Boca Raton
Daytona
Delray Beach
Ft. Lauderdale
Ft. Myers
Gainesville
Hollywood
Jacksonville
Melbourne
Miami
Naples
Orlando
Tampa
Tallahassee
Panama City
Miramar Beach
Blountstown
Quincy
Fort Walton Beach
Pensacola