Plumbing Leak Damage

Plumbing Leak Damage Attorneys in Florida

Plumbing leak claims can be complex and confusing, and they’re not always easy to categorize or get insurance companies to cover. Home flooding caused by a burst pipe or other plumbing-related mishap should be the one type of flooding insurance companies honor without a huge fight, but that is unfortunately not always the case.

The factors that could stand between you and the money you need to repair your home to the condition it was in prior to your plumbing leak are complex and sometimes up to interpretation.

For example, there are a different set of rules for “sudden and accidental” plumbing leaks and slow drips that aren’t addressed right away. The insurance company may argue that the only reason you have damage that would require a claim is because you negligently ignored or didn’t notice the leak until severe damage had been done. Their rational is that you could have prevented the damage had you acted right away.

Life is complicated, though. You may have a basement bathroom that no one ever uses, so you didn’t notice the toilet was leaking until it was too late. Or a vanity sink was leaking into the cabinet, causing mold, and you didn’t notice the leak until the damage was already done.

You can make a good argument for why the slow drip wasn’t discovered right away, but the insurance company may not be receptive to your reasoning, no matter how valid it may be.

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You May Need Additional Water Backup Coverage to Pay for Sewer Backup and Overflow Damages

You should also be aware that most homeowners insurance coverage does not cover sewer backup and overflow. As far as the insurance company is concerned, the part of the pipe connecting your home to the sewer system is owned and managed by the city, making it a public utility. When the sewer line backs up into your home causing a massive, disgusting mess you could be on the hook for the total cost of cleanup and repairs.

If you don’t have a separate policy for sewer or water backups, you should see about getting one. Many city governments and municipalities offer these plans, but they are an extra expense.

Can a Claims Adjusters’ Judgment Call Cost Me My Claim?

Yes, unfortunately, it can. Slow leaks in particular are considered on a case by case basis. If you have a dripping leak under a sink that results in mold, it’s really up to the insurance company to decide whether or not you should have noticed the leak and if you acted appropriately to prevent the damage.

This is why independent claims adjusters and water damage attorneys are so frequently vital to homeowners who have significant plumbing leak damage claims. There are no hard and fast rules for deciding on whether your slow drip leak should be covered. The only thing standing between you having to pay potentially tens of thousands of dollars of repair and remediation costs on your own or having your claim honored by your insurance company is a claims adjuster’s report.

Some of the factors they may look for are things like watermarks or staining that may indicate a leak was present for a long period of time, but even these things may not tell the whole story. Maybe there was a leak prior that had been fixed and the inside of the cabinet simply hadn’t been repainted?

Policyholders who find themselves in these situations should strongly consider speaking with an independent claims adjuster or a property damage attorney experienced with plumbing leak cases.

Getting Legal Help with Your Plumbing Leak Damage Claim

Property damage claims involving plumbing leaks can quickly become contentious. These claims are frequently denied or undervalued by insurance companies who want to avoid having to pay to repair costly losses.

The attorneys at Kanner & Pintaluga understand plumbing leak and water damage claims. Call our Florida property damage attorneys at 800-586-5555 to schedule a free case evaluation and find out how we can help you get the money you need to repair after a plumbing leak has upended your life.

What Our Clients Are Saying

My attorney Alexis Altman, Esq., fought hard for our water damage claim when our Big Name insurance company refused to honor the claim. The end result is she won and we end up with an amazing settlement. I will highly recommend the Law Firm of Kanner & Pintaluga to all of my friends and family and any other associates who are in need of a good Lawyer.

MONA G.

Hurricane Damage Reviews
5.0
2019-07-11T07:20:01+00:00

MONA G.

My attorney Alexis Altman, Esq., fought hard for our water damage claim when our Big Name insurance company refused to honor the claim. The end result is she won and we end up with an amazing settlement. I will highly recommend the Law Firm of Kanner & Pintaluga to all of my friends and family and any other associates who are in need of a good Lawyer.
Kanner & Pintaluga were a huge help in reaching a settlement for my boss with his insurance company. John Edwards, Max and Grace wee extremely efficient and communicative. They were by our side every step of the way. He received his settlement money in no time and without issue. I would highly recommend them.

KIMBERLY D.

Hurricane Damage Reviews
5.0
2019-07-11T07:20:39+00:00

KIMBERLY D.

Kanner & Pintaluga were a huge help in reaching a settlement for my boss with his insurance company. John Edwards, Max and Grace wee extremely efficient and communicative. They were by our side every step of the way. He received his settlement money in no time and without issue. I would highly recommend them.
Adriana Nito is the Legal Assistant with my claim and she is wonderful. She has kept me up to date on all things happening . She always returns my calls if she is on another line . And she has coordinated all inspections and all needed with my claim. Thank Adriana.

ARNALDO SOSA

Hurricane Damage Reviews
5.0
2019-08-22T17:54:49+00:00

ARNALDO SOSA

Adriana Nito is the Legal Assistant with my claim and she is wonderful. She has kept me up to date on all things happening . She always returns my calls if she is on another line . And she has coordinated all inspections and all needed with my claim. Thank Adriana.
It was my pleasure to work with John Edwards and his assistant Grace. I had such a great experience, they were able to resolve my case in a few months. They made the process smooth, easy, and simple. I am very pleased with the results and I highly recommend the Law Offices of Kanner & Pintaluga.

WILLIAM SMITH

Hurricane Damage Reviews
5.0
2019-08-22T15:37:15+00:00

WILLIAM SMITH

It was my pleasure to work with John Edwards and his assistant Grace. I had such a great experience, they were able to resolve my case in a few months. They made the process smooth, easy, and simple. I am very pleased with the results and I highly recommend the Law Offices of Kanner & Pintaluga.
We had major roof damage after Hurricane Irma, like most people in Southern Florida. Every insurance company and person we spoke to were awful to deal with. We kept getting delay after delay and it seemed like we were never going to get the assistance we needed. A friend recommended Lauren Schaefer, with Kanner and Pintaluga, and we couldn't be happier with the help we are receiving from her and the KP team. We are still going through the process but everyone has been so great. The lines of communication are always open and we never feel left in the dark about anything.

DESIREE SCHMITZ

Hurricane Damage Reviews
5.0
2019-08-22T15:39:25+00:00

DESIREE SCHMITZ

We had major roof damage after Hurricane Irma, like most people in Southern Florida. Every insurance company and person we spoke to were awful to deal with. We kept getting delay after delay and it seemed like we were never going to get the assistance we needed. A friend recommended Lauren Schaefer, with Kanner and Pintaluga, and we couldn't be happier with the help we are receiving from her and the KP team. We are still going through the process but everyone has been so great. The lines of communication are always open and we never feel left in the dark about anything.
We have been dealing with open claims with our insurance company for over a year! Alexis Altman from Kanner & Pintaluga, P.A. was recommended to us in January 2019. We were able to settle the claims in under three months. The overall experience was really great. Alexis kept us informed every step of the way and explained all available options to us. I can only wish all professional services experiences were as great as the one that we had with Alexis. Thank you!!!!

ANDRES C.

Hurricane Damage Reviews
5.0
2019-07-11T07:16:35+00:00

ANDRES C.

We have been dealing with open claims with our insurance company for over a year! Alexis Altman from Kanner & Pintaluga, P.A. was recommended to us in January 2019. We were able to settle the claims in under three months. The overall experience was really great. Alexis kept us informed every step of the way and explained all available options to us. I can only wish all professional services experiences were as great as the one that we had with Alexis. Thank you!!!!
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Kanner & Pintaluga provide hurricane damage representation throughout Florida, including:

Boca Raton
Daytona
Delray Beach
Ft. Lauderdale
Ft. Myers
Gainesville
Hollywood
Jacksonville
Melbourne
Miami
Naples
Orlando
Tampa
Tallahassee
Panama City
Miramar Beach
Blountstown
Quincy
Fort Walton Beach
Pensacola