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There are a handful of factors that should likely guide your decision making on roof repair versus roof replacement: The severity of the roof damage Whether the damage is causing leaks The age of your home’s roof How much replacement costs How long repairs will last Whether your insurance will cover replacement or just […]

When people think of claim denials or claim underpayments, they’re often thinking of big-ticket home repairs like replacing roofs, garage doors, flooring and windows. What’s less frequently discussed are the many little things that can also be destroyed in hurricanes, home fires, plumbing leaks or other disasters that befall your Florida home. Hurricanes can […]

The creation and widespread adoption of hurricane deductibles in coastal areas was largely driven by Hurricane Andrew in 1992 and Hurricane Katrina in 2005. These deductibles weren’t just the homeowners insurance companies’ idea. Although the company that holds your homeowners insurance policy may be the easiest target for your ire, their hands were somewhat […]

Garage doors sold and installed in Florida are required to meet certain standards of wind resistance. There was even a time when garage doors had to be reinforced with special beams and supports whenever an area was under a hurricane watch. If you have a newer garage door that’s designed for wind resistance you […]

In Florida during hurricane season mold and mildew can begin developing in as little as 24 to 48 hours after water damage. The water damage doesn’t necessarily have to be from storm surge or wind-driven rain from a hurricane. The benefit of storm-related water damage is it’s obviousness. Other types of water damage can […]

Tropical storm Elsa was officially upgraded to Hurricane Elsa on Tuesday night as maximum windspeeds clocked in at 75 mph. That makes Hurricane Elsa the first real Florida hurricane in the 2021 hurricane season. By the time the Elsa made landfall near Fish Creek, Florida it had thankfully been downgraded to a tropical storm […]

Yes – the moon is largely responsible for the Earth’s tides. A full moon can effectively amplify the storm surge and waves that accompany a hurricane. How the Moon Affects the Tides The only reason we have high tides and low tides is because of gravitational pull from the moon and the sun. To […]