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September 22, 2021
personal property and home content claims

Personal Property and Home Content Claim Tips

When people think of claim denials or claim underpayments, they’re often thinking of big-ticket home repairs like replacing roofs, garage doors, flooring and windows. What’s less frequently discussed are the many little things that can also be destroyed in hurricanes, home fires, plumbing leaks or other disasters that befall your Florida home. Hurricanes can […]
September 22, 2021
hurricane deductibles

What Are Hurricane Deductibles?

The creation and widespread adoption of hurricane deductibles in coastal areas was largely driven by Hurricane Andrew in 1992 and Hurricane Katrina in 2005. These deductibles weren’t just the homeowners insurance companies’ idea. Although the company that holds your homeowners insurance policy may be the easiest target for your ire, their hands were somewhat […]
September 22, 2021
wind rated garage - hurricane safe

What Are Wind-Rated Garage Doors and Do I Need One?

Garage doors sold and installed in Florida are required to meet certain standards of wind resistance. There was even a time when garage doors had to be reinforced with special beams and supports whenever an area was under a hurricane watch. If you have a newer garage door that’s designed for wind resistance you […]
July 23, 2021
flood damage post hurricane

How Long Does It Take for Mold to Grow After Water Damage?

In Florida during hurricane season mold and mildew can begin developing in as little as 24 to 48 hours after water damage. The water damage doesn’t necessarily have to be from storm surge or wind-driven rain from a hurricane. The benefit of storm-related water damage is it’s obviousness. Other types of water damage can […]
July 7, 2021
Hurricane Elsa

Hurricane Elsa Is Florida’s First Hurricane of the 2021 Hurricane Season

Tropical storm Elsa was officially upgraded to Hurricane Elsa on Tuesday night as maximum windspeeds clocked in at 75 mph. That makes Hurricane Elsa the first real Florida hurricane in the 2021 hurricane season. By the time the Elsa made landfall near Fish Creek, Florida it had thankfully been downgraded to a tropical storm […]
June 9, 2021
difference between a hurricane and tornado

What’s the Difference Between Hurricanes and Tornados?

Hurricanes form over the water and can be hundreds of miles wide while tornados usually form over the land and are rarely more than a quarter mile wide. A tornado might only last a few minutes, while hurricanes can persist for weeks. A hurricane can strengthen and weaken multiple times throughout its life cycle. […]
June 9, 2021
How the Moon Impacts Hurricanes

Can Full Moons Make Hurricanes Worse?

Yes – the moon is largely responsible for the Earth’s tides. A full moon can effectively amplify the storm surge and waves that accompany a hurricane. How the Moon Affects the Tides The only reason we have high tides and low tides is because of gravitational pull from the moon and the sun. To […]
June 9, 2021
preparing your boat for hurricane season

Preparing a Boat for Hurricane Season

If you’re one of Florida’s many boat owners, you might be asking yourself, “How do I protect my boat from hurricanes?” There are a few ways to approach boat hurricane preparedness. First you need to decide whether you’re going to secure your boat on land or in the water. Your decision may depend on […]
June 9, 2021
2021 Hurricane Season Forecast

CSU’s Updated 2021 Hurricane Season Forecast

Despite being landlocked, Colorado State University is home to some of the nation’s foremost experts on hurricanes and hurricane season activity. Each year experts and meteorologists around the country turn to CSU’s hurricane activity forecasts for estimates on activity in the upcoming hurricane season. CSU recently released their updated numbers for the 2021 Atlantic […]