Uncategorized

A Nor’easter is a term used to describe storms that travel northeast, often over the United States. There are scenarios in which warm air from a hurricane might contribute to the formation of a Nor’easter or Nor’easter-like conditions. For example, 2012’s Hurricane Sandy combined with polar jet stream air to create Nor’easter conditions. That’s […]

DOWNLOAD PDF

DOWNLOAD PDF

The Federal Emergency Management Agency (FEMA) recently put out a request for public comments on the National Flood Insurance Program’s (NFIP) Community Rating System. People have the opportunity to submit a comment until October 22, 2021. The Community Rating System (CRS) dates back to 1990 when FEMA wanted to encourage communities to improve floodplain […]

We’re entering the last couple months of the 2021 Atlantic Hurricane Season. Florida has fared relatively well so far. As of September 22, the 2021 Atlantic Hurricane Season has generated: Three major hurricanes (category 3 or greater) Six hurricanes 17 named storms Only two tropical storms have made landfall in Florida in 2021. Tropical […]

There are a handful of factors that should likely guide your decision making on roof repair versus roof replacement: The severity of the roof damage Whether the damage is causing leaks The age of your home’s roof How much replacement costs How long repairs will last Whether your insurance will cover replacement or just […]

When people think of claim denials or claim underpayments, they’re often thinking of big-ticket home repairs like replacing roofs, garage doors, flooring and windows. What’s less frequently discussed are the many little things that can also be destroyed in hurricanes, home fires, plumbing leaks or other disasters that befall your Florida home. Hurricanes can […]

The creation and widespread adoption of hurricane deductibles in coastal areas was largely driven by Hurricane Andrew in 1992 and Hurricane Katrina in 2005. These deductibles weren’t just the homeowners insurance companies’ idea. Although the company that holds your homeowners insurance policy may be the easiest target for your ire, their hands were somewhat […]